It is aimed at companies located in the EU that need to finance a long sales cycle. By giving their global distributors enough time to receive the products, distribute them, sell them, and get paid by their own customers before paying for the products, this allows the value chain to be cash positive throughout, which significantly increases sales and makes it easier to stand out from the competition.
By giving farmers time to harvest and cash in their crops before paying us for the products that have improved their production, this solves farmers’ cash flow and investment problems in advance.

Instead of giving their distributors or customers 30 or 60 days to pay for their purchases, a company asks Tocrop to buy the order, pay the manufacturer quickly, and then give its distributors longer payment terms to boost sales before paying Tocrop.
 

It allows manufacturers to benefit from higher sales through their distributors without any risk to themselves.

Applications are reviewed on a case-by-case basis.

A final cost must be included in the offer, but it remains very advantageous for local distributors to benefit from financing terms based on Luxembourg standards/costs rather than local borrowing costs, especially if inflation in that country is high.

With your VAT and registration number, our financial partners will review your application and get back to you with an answer, positive or negative, and if positive, at what cost, within approximately two weeks.

We developed this system for the needs of farmers, but we are now opening this service to other sectors.